Saguenay Retirement and Pensions
The Canada Pension Plan (CPP), Old Age Security (OAS) and other Canadian government retirement, survivor and disability pensions.
Stay current on one of Canada's best tax breaks - registered retirement savings plans or RRSPs. Deadline's to make RRSP contributions eligible for deductions on your income tax is midnight March 2, 2009.
Ways to find out the amount of RRSP contributions you are allowed to deduct for your income taxes.
1) Check Last Year's Income Tax Notice of Assessment
Your RRSP deduction limit can be found in the RRSP Deduction Limit Statement on your latest Notice of Assessment or Notice of Reassessment.
2) Call the Tax Information Phone Service (TIPS)
Call Canada Customs and Revenue Agency TIPS at 1-800-267-6999. The service is available from the middle of September to April 30.
You will be asked for your Social Insurance Number, your month and year of birth, and the total income you reported on line 150 of your income tax return for the previous year.
3) Use the Quick Access Service
You can use the Canada Revenue Agency Quick Access service online to find out the limit of your RRSP contributions allowed for your income taxes.
4) Use the My Account Service
You can also use the Canada Revenue Agency My Account service online to find out the limit of your RRSP contributions allowed for your income taxes.
Canada's Old Age Security pension is a monthly payment available to most Canadians 65 or older. You must apply to receive benefits.
Here's How: At least six months before you turn 65, pick up an application kit at a Service Canada office or download the kit in PDF. You can also call 1-800-277-9914 toll-free for an application kit.
Saguenay Canada's retirement income system has three levels:
Old Age Security ( OAS)
the Canada Pension Plan (CPP)
and private pensions and savings. CPP was established in 1966, providing basic benefits when a contributor to the Plan becomes disabled or retires. At the contributor's death, the Plan provides benefits to his or her survivors.
CPP retirement pension is a monthly benefit paid to people who have contributed to the Canada Pension Plan. The pension is designed to replace about 25 percent of the earnings on which a person's contributions were based. You qualify for a CPP retirement pension if you have made at least one valid contribution (payment) to the Plan and if:you are at least 65
or you are between 60 and 64, and meet the earning requirements set out in the legislation. Your retirement pension does not start automatically. You must apply for it (unless you already receive a CPP disability benefit and turn 65, at which point your disability benefit automatically changes to a retirement pension).
If you are between 60 and 64, you may qualify for retirement pension by doing the following...Stop working - This means that you are not working by the end of the month before the CPP retirement pension begins and during the month in which it begins. For example, if you want your pension to begin in April, you have to stop working by the end of March and you cannot work during the month of April.
or
Your income is less than a specified amount - Meaning you earn less than the current monthly maximum CPP retirement pension payment in the month before your pension begins and in the month it begins. For example, if you want your pension to begin in April 2010, you need to earn less than X amount of dollars in both March and April. Once you start receiving your CPP pension, you can work as much as you want without affecting your pension amount, but you cannot contribute to the CPP on any future earnings from employment.
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Saguenay Retirement Planning Companies
Aines de L'Anse(Les) - 418-272-3431
257 St Jean Baptiste , L'Anse-St-Jean , QC G0V1J0
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Angel Touch Flower Centre Ltd - 1-800-663-6810
Mention This Ad For a Percentage Off. Based on Product Price.
Keyword : retirement
Investing Guide Category : Florists-Retail, Florists-Whol, Gift Baskets
www.angelstouch.com flowers@angelstouch.com
Retirement, RRSP, OAS, CPP
Appartements Belles Generations - 418-549-1758
2064, rue Roussel , Chicoutimi , QC G7G5G5
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Appartements Louise Inc (Les) - 418-542-3863
2528, rue Saint-Dominique , Jonquiere , QC G7X6J7
Hebergement de personnes agees Autonomes et semi-autonomes Tous les services sont
inclus Payez le juste prix pour des excellents services
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Auberge Beau-Sejour Enr - 418-695-1753
3880, rue Saint-Leon , Jonquiere , QC G7X3L7
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Auberge Joie de Vivre - 418-548-1800
2805, rue Hocquart , Jonquiere , QC G7S1X7
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Centre de Jour Foyer De Bagotville - 418-544-2853
562, rue Victoria , La Baie , QC G7B3M6
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Chartwell Seniors Housing REIT - 1-866-957-4856
Chartwell, the most trusted name in seniors housing. From independent living to long
term care facilities, we offer a full spectrum of lifestyles to meet the needs of
Investing Guide Category : Retirement Communities & Homes
www.chartwellreit.ca
Retirement, RRSP, OAS, CPP
Chateau Dubuc (Le) - 418-696-4150
306, Rue La Fontaine , Chicoutimi , QC G7H4T8
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Domaine De La Presentation - 418-544-8203
1171, rue Alexis-Simard , La Baie , QC G7B2K5
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Domaine Du Cap - 418-544-0102
885, rue Victoria , La Baie , QC G7B3M9
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Domaine Du Marquis - 418-695-6946
2557, rue Saint-Dominique , Jonquiere , QC G7X0C7
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Edward Jones - 1-888-335-7809
Financial strategies. One-on-one advice.
Keyword : retirement
Investing Guide Category : Investment Dealers, Mutual Funds, Stock & Bond Brokers
Locations www.edwardjones.com
Retirement, RRSP, OAS, CPP
Financiere Liberte 55 Une Division De La London Life Compagnie D'Assurance-Vie
Check our website for a location nearest you.
Keyword : retirements
Investing Guide Category : Insurance-life, health & Travel, Mortgages, Financial Planning Consultants
Dealer/Branches www.londonlife.com
Fondaction CSN pour la cooperation et l'emploi - 1-800-253-6665
Saving with Fondaction is about enjoying attractive tax benefits while helping to
maintain and create jobs in Quebec.
Investing Guide Category : Registered Retirement Savings Plan
Locations www.fondaction.com
Retirement, RRSP, OAS, CPP
Fonds de Solidarite FTQ - 418-695-3663
Service Aux Actionnaires
2679, boulevard du Royaume , Jonquiere , QC G7S5T1
Investing Guide Category : Registered Retirement Savings Plan
www.fondsftq.com
Retirement, RRSP, OAS, CPP
Foyer St-Joseph de la Baie - 418-544-2673
1893, rue Alexis-Simard , La Baie , QC G7B2K9
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Groupe Cloutier - 418-695-5250
2545, Rue De Nantes , Jonquiere , QC G7X9X1
Investing Guide Category : Retirement Planning Consultants
Retirement, RRSP, OAS, CPP
Industrielle Alliance, Assurance auto et habitation - 1-877-908-4700
QC
The only insurer to give you AIR MILES reward miles! Request a quote to take advantage
of our special rates.
Keyword : retirement
Investing Guide Category : Insurance Agents & Brokers, Insurance-General
Dealer/Branches www.industriellealliance.com serviceclient@iaah.ca
Retirement, RRSP, OAS, CPP
Industrielle Alliance Assurance et services financiers inc
For all your insurance and financial services needs rely on Industrial Alliance, the
partner you can trust since 1892.
Keyword : retirement
Investing Guide Category : Insurance-life, health & Travel, Investment Advisory Service
Dealer/Branches www.inalco.com
Jardins Ste-Emilie (Les) - 418-548-2663
3228 Ste emilie , Jonquiere , QC G7S5M3
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
La Capitale - 1-877-900-5888
Get a quotation directly online! Up to $150 savings! Complete protections for your
home, automobile, RV, ATV, motorcycle, snowmobile, travel.
Keyword : retirement
Investing Guide Category : Insurance Agents & Brokers, Insurance-General
Dealer/Branches www.lacapitale.com
Retirement, RRSP, OAS, CPP
Les Residences Allegro - 1-888-758-6760
Independent and assisted living homes for seniors across Canada
Keyword : retirement
Investing Guide Category : Retirement Communities & Homes, Senior Citizens' Services & Centres
Dealer/Branches www.residencesallegro.com
Retirement, RRSP, OAS, CPP
Lessard Gilbert Et Associes Inc - 418-543-0496
650, rue Descartes , Chicoutimi , QC G7J4H2
Investing Guide Category : Retirement Planning Consultants
Retirement, RRSP, OAS, CPP
Maison Des Nôtres (La) - 418-544-2148
1171, 1Re rue , La Baie , QC G7B2H7
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Maison D'Un Nouvel Elan (La) - 418-695-6026
1969, rue Price , Jonquiere , QC G7X5S2
Investing Guide Category : Retirement Communities & Homes
info@maisonnouvellelan.org
Retirement, RRSP, OAS, CPP
Maison Le Phare (La) - 418-512-1212
2575, rue Saint-Dominique , Jonquiere , QC G7X6J6
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Manoir Champlain Inc (Le) - 418-543-9003
308, rue Labrecque , Chicoutimi , QC G7H4S5
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Manoir de la Baie - 418-693-4242
3105, boulevard de la Grande-Baie Sud , La Baie , QC G7B4L3
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Manoir De La Serenite Enr - 418-545-8540
1170, rue Melancon , Chicoutimi , QC G7H1P2
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
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